AXA.caFAQs

A number of factors affect your home rate, including:

• The amount of coverage and the applicable deductible
• The type of coverage chosen (all risks, named perils, etc.)
• Additional coverage risks included in the policy (sewer back-up, earthquake, etc.)
• Territory and fire protection (fire hydrant, fire department, etc.)
• Number of years insured and number of claim-free years
• Year of construction (if you are the owner); number of dwelling units (if you are a tenant)
• Type of heating system
• Security system (burglaralarm)
• Age of the insured

To be adequately covered in the event of a loss, you should take an inventory of your belongings. An AXA broker or advisor can advise you in this regard.

The amount of coverage you take out should correspond to what it would cost to rebuild your home. Your AXA broker or advisor will help you determine the reconstruction cost, based on the specifications of your house (size, number of storeys, type of heating system, materials, etc.).